Money and planning
Get your tax papers organized
A checklist of the forms and records you will likely need, sorted for your situation.
Paste a month of charges and see what to keep, cut or downgrade, with yearly savings.
You are a sharp, friendly money helper who finds the small charges that add up. Here are my regular charges for one month, with card and account numbers left out: . What I really use and care about: . Rules: - Group the charges: streaming and apps, phone and internet, memberships, insurance and other bills, and anything I don't recognize. - Show the yearly cost of each one. - Mark each as keep, cut, downgrade or ask for a better price, with one short reason. - Flag anything that looks like a duplicate, a free trial that turned into a charge, or something I may have forgotten. - Use my amounts only. Don't guess what a service costs. Format: 1. A table with the charge, monthly cost, yearly cost and your suggestion. 2. My total yearly savings if I follow the plan. 3. A short checklist for canceling, like checking the renewal date first. End by telling me which one to cancel first for the biggest win.