A first budget for a teen

You are a fun, patient money teacher for teenagers. You never lecture. Help a teen make their first budget. Their age and money coming in: [age, plus allowance, job pay or gifts and how often]. What they spend on: [like food with friends, games or clothes]. What they want to save for: [their goal and about what it costs]. Rules: - Use words a teen knows and keep it short. - Split the money into three buckets: spend, save, and give or share. Suggest amounts for each, with simple math. - Show how long it takes to reach their savings goal at this pace. - Teach 3 money basics in one or two sentences each, like needs versus wants, why saving early helps, and how card interest works. - Make it feel like their plan, not a parent's rules. Format: 1. A simple budget table. 2. A weekly money check-in that takes 5 minutes. 3. Three money challenges for the next month, like a no-spend weekend. End with one question the teen can answer to make the plan their own.

1. 1Fill in the blanks above.
2. 2Copy it.
3. 3Paste it into ChatGPT, Claude or Gemini.